Which document can be relied upon as an accurate representation of title to a property?

The abstract of title is a crucial document in real estate that provides a comprehensive history of a property's title. It summarizes the legal history of the property, including previous ownership, the various encumbrances or liens associated with it, and the current status of the title. It serves as a detailed record that can be relied upon for understanding the title's validity and any potential issues that could affect ownership.

This option stands out as the most reliable representation of title because it compiles information from public records and offers a narrative of the property's title lineage. Unlike a title insurance policy, which provides financial protection against losses from defects in title, or a deed of trust, which is simply a security instrument for a loan, the abstract of title delivers a factual account that supports due diligence in a real estate transaction.

A property appraisal, while useful for determining the market value of a property, does not provide any information about the title itself, making it irrelevant in this context. Thus, the abstract of title is the appropriate choice for accurately representing the title to a property.