What are added provisions in title insurance policies called?

The term used for added provisions in title insurance policies is endorsements. Endorsements are modifications or additions that provide additional coverage or alter the terms of the standard title insurance policy. They can include coverage for specific risks that are not included in the basic policy, thus tailoring the insurance to better meet the needs of the insured party.

For instance, if there are particular concerns about zoning issues or if a property has certain unique features that require additional risk assessment, an endorsement can be added to address these factors. This customization is crucial in ensuring that the policy aligns with the specific circumstances of the property and the preferences of the buyer.

Other terms, such as exclusions and limitations, refer to what is not covered or restrictions on coverage within the policy, which do not add provisions but instead define the boundaries of what the insurance protects against. Appendices are supplementary materials that usually provide additional information but are not the provisions themselves integrated into the policy. Thus, endorsements specifically represent the additional coverage options that enhance the protection offered by a title insurance policy.